If you're wondering whether you can play Money Train slot online in Australia legally, the answer is no. Under the Interactive Gambling Act 2001 (Cth), online casino games, including online pokies and slots, may not be provided to people physically in Australia. That applies to Australian and offshore providers alike, so no provider can lawfully offer Relax Gaming's Money Train to you for real money. The rest of this article explains what that rule does and doesn't change about the game, and why the RTP figure you'll see quoted most often isn't the one the provider publishes.
The game in brief
Money Train is a Wild West video slot from Relax Gaming. The provider describes it as follows:
- Layout: 5 reels by 4 rows
- Paylines: 40 fixed paylines
- Volatility: high
- Maximum win: 20,000 times the bet
The other pages about the game agree on all of these figures.
The provider's page also confirms an in-game Buy Feature for opening the Money Train safes. It doesn't give the feature's price or a full account of how the bonus triggers. It also doesn't say whether Relax Gaming offers a free demo. A third-party page calling itself a demo isn't confirmation from the provider.
The RTP figure most pages get wrong
Many pages quote Money Train's return to player as 96.2%. The provider's own page lists the German RTP as 90%, a gap of more than six percentage points.
Treat the provider's 90% as the correct figure for the German version. Relax Gaming's page doesn't publish a complete list of RTP versions, so nothing from the provider confirms 96.2% as a universal figure.
Slot providers often release one game at several RTP settings. A single number repeated across many pages can be accurate for one version and wrong for another.
How Australia's rules change this game
The key Australian rule for Money Train isn't a local limit on how the game runs. It's the prohibition itself. Because the game can't be licensed here, none of the slot-specific controls you might expect exist for it.
| Feature in the provider's material | What Australian rules do to it |
|---|---|
| Stakes of €0.10 to €50 | No Australian stake cap applies, because no licensed version exists |
| German RTP of 90% | No Australian RTP minimum exists for online slots |
| Buy Feature for the safes | No Australian rule removes it or caps its price |
| Availability to Australians | Prohibited: may not be offered or advertised |
No Australian stake cap or RTP minimum
No online casino can be licensed in Australia, so there's no Australian stake cap or RTP floor for online slots. Relax Gaming lists Money Train's stakes in euros, from €0.10 to €50. No Australian-dollar range or local cap applies, because no version of the game is lawfully offered here.
The Buy Feature and game speed
Some countries regulate bonus buys, autoplay or spin speed in licensed slots. Australia has no such rules for online slots, because it doesn't license them. Read that as the absence of a licensed product, not as approval of the Buy Feature.
Blocked websites
The Australian Communications and Media Authority (ACMA) treats online slots as prohibited services. It can ask internet service providers to block websites that provide them to Australian customers. A site offering Money Train may therefore be unreachable from Australia. Blocking a site doesn't turn the game into an Australian-licensed product.
The Act's offences apply to providers, not players. Providers also may not advertise prohibited services to people in Australia.
BetStop doesn't cover it
BetStop is the national self-exclusion register, run under ACMA. It covers licensed online and phone wagering services, such as sports and racing betting. It doesn't cover online casino games. Signing up to BetStop won't exclude anyone from slots like Money Train, because those slots sit outside the licensed system entirely.
If gambling of any kind is part of your entertainment, set your limits on time and money before you start.
The 2026 reforms
ACMA reports that the Interactive Gambling Amendment (Gambling Reform) Bill 2026 passed Parliament on 19 August 2026. Most of its reforms are due to commence on 1 January 2027.
ACMA's account of the reforms doesn't report any change to the ban on online casinos. It also doesn't report a new Australian rule on slot stakes, spin speed, autoplay, bonus buys or RTP. As published on acma.gov.au, online slots remain prohibited services, and Money Train's legal position in Australia is unchanged by the bill.
Where to check the rules yourself
The primary sources are acma.gov.au, which covers the Interactive Gambling Act, blocked gambling websites and BetStop, and legislation.gov.au, which holds the Act itself. For the game's specifications, Relax Gaming's product page is the source to trust over third-party summaries, particularly on RTP.