This guide to Money Train 2 slot RTP versions, bonus rules and Australian online gambling law explained begins with data from the developer, Relax Gaming. Several of these figures vary from those that most review sites list.
Basic details are consistent across reviews. Money Train 2 is a Relax Gaming follow-up that came out in September 2020. It's high volatility, offers a maximum win of 50,000×, and focuses on the Money Cart bonus. Most sites mention four rows, five reels, and 40 fixed paylines, and most state an RTP of 96.4%.
It isn't legal to offer the game for real money online in Australia. This is discussed in more detail later.
The RTP depends on the version
There isn't just one RTP for this game beyond the 96.4% mark. Relax Gaming's product page shows a German RTP of 90%. This is a distinct configuration for one country, not a mistake.
One review mentions a 94.4% version as well. So view RTP as a feature of the specific version you're using, rather than the game overall. The provider's 90% figure is what applies to the German build.
Stakes and paylines: which figures are right
Relax Gaming publishes a bet range from €0.10 to €20 per spin. One review claims the maximum bet is 1,000. The €20 from the provider is the right figure, as it is the limit published by the maker.
The provider gives no Australian-dollar range. Its €20 limit is its own design, not a legal cap in Australia.
One page lists ten win lines. Four other pages agree that there are 40 fixed paylines on a five-by-four grid, making 40 the better-supported figure. The provider page does not state the payline count.
The Money Cart rules in plain words
Relax Gaming's rules are used here, and specifics may vary across game versions.
- Getting in: the Money Cart Bonus Round is triggered by three or more scatters.
- Spins: three spins start the round. According to the provider, every symbol that lands can provide more spins. One review clarifies this: the count returns to three with every new symbol.
- For instance, if a symbol lands while you have one spin remaining, you return to three. The round only finishes after three consecutive spins yield nothing new.
- This is a reset, not a set of separate bonus retriggers.
- Special symbols: the provider lists three effects that increase value during the round:
- the Collector picks up values from other symbols;
- the Payer adds values to other symbols;
- the Sniper increases values randomly.
- Bigger grid: an extra column is added when a reel is filled, providing more spots for symbols to land.
- Bonus Buy: a Buy feature that leads directly to the bonus round is confirmed by the provider. The provider doesn't list the price or the RTP for this feature.
- One review states the price is 100× your stake and the RTP is around 98%. These are figures from a review, not provider specifications.
- The Buy feature isn't available to UK players, according to another review. This indicates that features can be disabled in some markets.
What the provider does not state
The provider confirms the 50,000× maximum win. The product page doesn't mention the fate of an active bonus round if that limit is hit.
No official help sheet was located that addresses:
- how simultaneous wins are paid;
- malfunctions;
- dropped connections;
- unfinished bonus rounds.
Any page providing definite answers regarding these matters is adding more than what Relax Gaming has released in available sources.
A "play for fun" demo is provided by one review page. There is no confirmation that a demo uses the same RTP version as any real-money version.
Where Australian law leaves Money Train 2
Providing online casino games, such as online slots, to individuals physically located in Australia is prohibited under section 15 of the Interactive Gambling Act 2001 (Cth). This rule affects both offshore and Australian providers, and such games may not be advertised here.
The players are not the ones committing offences; the providers are. ACMA blocks the sites of illegal offshore providers.
Since no online casino can obtain a licence in Australia, an RTP minimum for online slots and an Australian stake cap do not exist. Any operator that offers Money Train 2 to a person physically in Australia is working outside the law. You'd have no assurance regarding which RTP version is used.
Licensed phone and online wagering is covered by BetStop, the national self-exclusion register. It doesn't cover casino games, so it provides no self-exclusion path for this slot.
Set a limit before you begin if you gamble in any form, and stick to it.